Offering IVA and IVA advice for free, ClearDebt's IVA, bankruptcy and debt advisors are independent debt / bankruptcy advisors to the UK population. http://www.cleardebt.co.uk
An IVA (individual voluntary arrangement) can wipe out your debts. Debt management and debt consolidation are other possible solutions. http://www.1stdebtrescue.co.uk/
A Debtsolver IVA (Individual Voluntary Arrangement) is an alternative to bankruptcy whereby you are less likely to lose your home. http://www.debtsolver.co.uk/